| Checking Fees (Non-interest, NOW, Money Market) |
| Minimum balance fee |
$7.00 |
| Non-sufficient funds item |
$28.00 |
| Bill Pay non-sufficient funds item |
$35.00 |
| Stop Payment (per check/ACH or series of checks) |
$25.00 |
| Certified check |
$7.00 |
| Returned deposited item |
$12.00 |
| Checks returned with statement (per month) |
$8.00 |
| Copy of cancelled check |
$5.00 |
| Copy of statement |
$5.00 |
| Printout of current statement (per page) |
$1.00 |
| Reconciliation of account (per hour - ½ hour minimum) |
$20.00 |
| Counter check |
$0.15 |
| Closing account within 90 days |
$10.00 |
| Overdraft transfer from savings or line of credit (per day) |
$12.00 |
| Dormant fee (per month after 2 years of inactivity) |
$3.00 |
| Check printing |
varies by style of check |
| Telephone Transfer |
$3.00 per transfer |
| Savings Fees (Passbook and Club Accounts) |
| Non-sufficient funds item |
$28.00 |
| Stop Payment (ACH) |
$25.00 |
| Returned deposited item |
$12.00 |
| Closing account within 90 days |
$10.00 |
| Withdrawal or closure of Christmas Club prior to normal payout |
$10.00 |
| Dormant fee (per month after 2 years of inactivity) |
$3.00 |
| Visa Check Card Fees |
| Foreign ATM |
$1.00 |
| Replace lost card |
$5.00 |
| Other fees and services |
| Bill Payment (per month includes 10 payments: $0.55 each additional payment) |
$3.95 |
| Money Order |
$3.00 |
| Cashier’s Check (customers only) |
$7.00 |
| Cash Advance |
$10.00 |
| Check cashing fee (non-customer) |
$10.00 |
| Night deposit lock bag (refundable) |
$20.00 |
| Night deposit bag key replacement |
$10.00 |
| Incoming Wire |
$10.00 |
| Outgoing Wire |
$20.00 |
| IRA Transfer Fee (transferring IRA to another Institution) |
$25.00 |
| Tax Levy/Garnishment (as permitted by law) |
$50.00 |
| Safe Deposit Box Fees |
| 3 X 5 |
$15.00 |
| 5 X 5 |
$20.00 |
| 3 X 10 |
$25.00 |
| 5 X 10 |
$35.00 |
| 10 X 10 |
$70.00 |
| Late payment fee |
$5.00 |
| Lost key replacement charge |
$25.00 |
| Box drilling (minimum) |
Greater of actual cost or $85.00 |
| Box surrendered without keys |
Greater of actual cost or $85.00 |
| Inventory fee (per hour, min $25) |
$25.00 |
