MCS Bank Checking Accounts

Premium Checking

Our Premium checking account that earns interest. Interest is compounded and credited monthly and there is only a $250 minimum balance to avoid a monthly maintenance fee of $7. Access your account 24/7 using our Visa Check Card or Online Banking.

$250 to Open

$500 to Earn Interest

Add Unlimited Bill Pay for $5.00 per month

Basic Plus Checking

Get a "Great Deal" on a Basic Plus Checking account at MCS Bank. No Minimum Balance, you can't go wrong. Access your account 24/7 using our Visa Check Card or Online Banking.

No Minimum Balance Fee

Unlimited Bill Pay

$5.00 Monthly Maintenance Fee

Basic Checking

Get a "Great Deal" on a Basic Checking account at MCS Bank. Access your account away from home 24/7 using our Visa Check Card or Online Banking.

$100 to open

No Minimum Balance Required

No Monthly Maintenance Fees

Does Not Include Check Images

Indexed Money Market

Our Indexed Money Market account has a tiered interest rate which is compounded and credited monthly. Access your account 24/7 using our Online Banking.

$2,500 Opening Balance.

$7.00 Minimum Balance Fee under $10,000

Senior Checking

For our customers who are age 60, open our Premium Checking and have the minimum balance requirement waived. You can even get your special senior checks free. And as always, access your accounts 24/7 using our Visa Check Card or Online Banking.